“You have to spend money to make money.”

You're trying to start a small business selling jewelry online. You had to buy a few thousand dollars' worth of jewelry. Your sister is yelling at you because she thinks it's too risky. You tell her:

You have to spend money to make money.

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“Yeah, well hindsight is 20/20.”

Your friend is upset because he fell for a scam and lost $4000 dollars. He's angry with himself because he thinks he should have known it was a trick. You agree that he should have known that, but you don't think he should be so angry at himself. You say:

Yeah, well... hindsight is 20/20.

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“My coach used to tell us, 'You miss 100% of the shots you don't take.'”

Your friend is trying to decide whether to send an application to a graduate school that he wants to get into. He really wants to go there but doesn't think that he'll be accepted. You want to convince him to apply. You say:

My coach used to tell us, "You miss 100% of the shots you don't take."

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