“Yeah, well hindsight is 20/20.”

Your friend is upset because he fell for a scam and lost $4000 dollars. He's angry with himself because he thinks he should have known it was a trick. You agree that he should have known that, but you don't think he should be so angry at himself. You say:

Yeah, well... hindsight is 20/20.

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“I can't believe I fell for that.”

You lost $4000 because you were scammed by a fake book publishing company. You are really angry at yourself for getting tricked by it. You say to a friend:

I can't believe I fell for that.

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“In retrospect, I probably should have known it was a scam.”

You wrote a book, and sent it out to lots of different publishers. One publisher agreed to print it, but said that you had to pay $4,000 to cover publishing fees. You were excited to have your book published so you gave them the money, but now you've only sold a few copies of your book. You regret paying the company, so you tell your friend:

In retrospect, I probably should have known it was a scam.

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