You're not in very good shape. Your friend is giving you some advice. She says that you should exercise every day, but you're very busy so it's not easy to find time to exercise. You think in response to your friend's suggestion.
You're chatting with a coworker during your lunch break. You have a department meeting scheduled for this afternoon, but you don't think it will last long.
Your teacher has graded your class's tests and is returning them to you. You want to know what grade your friend got on the test, so you ask this.
You're a software programmer. You're talking to someone you've just met about your job, and explaining why it's difficult.
Your nephew is thinking about buying a car. He asks you for advice about getting a loan. You recommend he pay as much up-front as he can.