“I'm keeping my options open.”
You're a first-year college student and you haven't decided on your major (your area of study) yet. You are talking to a professor who asks what your major is. You want to tell her that you haven't decided yet, but you want it to sound like a positive thing.
I'm keeping my options open.
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To "keep your options open" means not to decide on something, so that you don't restrict yourself. It means to stay undecided so that you can still choose freely later on.
A: Have you decided what you're going to study yet?
B: No, I'm still keeping my options open.
"Keeping your options open" is usually thought of as a positive thing.
You can say "I'm ___ing" to talk about either the present or the future.
In this example:
We're going to my in-laws' house this weekend.
...the speaker is talking about the future. This is a plan which they have already made.
In this example, the person is talking about something that is happening right now:
I'm watching the news.
You have to pay attention to the situation to figure out whether someone is talking about the present or the future.