A friend asks if he can borrow some money for a few days until his next paycheck. You don't have much money either, so you say no.
I'm pretty strapped for cash myself.
Your car often has engine problems. Now you're trying to start your car, but it won't work. This is what you say to yourself.
You need to hire an office assistant. You want someone who will do a good job without being told what to do. You write this on the job description.
You're explaining what your charity organization does at a street fair.